What Aint Measured Don't Get Done!

It’s time to take stock and evaluate your current situation. Most people have absolutely no idea exactly how much they owe, or their current worth. If my experiences are anything to go by, most don’t really want to know anyway!

I used to bury my head in the sand and ‘hope’ things would be all right.

Hope! ... What a sad, weak, impotent word!!!

"I hope everything will turn out for the best!"

Phhaa!!!

We see hope as a positive word, but it can be one of the greatest barriers to your success.

Hope without action is as lethal as any Predator Trap.

Hope alone will consume you.

Of course, we all have hope, it’s human nature, and in the right context is a entirely good thing.

Action, coupled with hope is the key!

Harry and Larry both have an occasional flutter on the horses. Harry is a cog, he ‘hopes’ that one day his numbers will come up and his life will change.

Larry however, is following Omniscience. He is powering his way to Total Personal and Financial Freedom. He does the horses for fun, he knows that the chances of winning Big Money are so remote as to be laughable, but he supposes someone wins every week and he’s got to be in it to win it - it is an enjoyable diversion, and that’s all!!!

You need to establish where you are now so as to be able to monitor progress. If you can’t measure headway how are you ever going to know when you’ll reach your destination?

I keep fairly fit, martial arts, running, working out at the gym etc. Over the last ten years I have weighed between 14.5 stone (200 lbs) and 17 stone (238 lbs), but if you were to ask me exactly what I weighed at any given point I wouldn’t be able to tell you.

I do know that I always put on quite a lot of weight over Christmas (don’t we all) and it always takes me a long time to shed it. That’s because I never measured how much I weighed on January 1st. I have no idea how heavy I am at that point, and consequently, have no clue as to what I needed to lose.

All that changed one Christmas. We were given a set of bathroom scales. Shock, horror!

The stupid things ruined my celebrations. My ideal weight is about fifteen stone - 210 lbs (come on I am six foot tall!!!) and the bloody things were telling me I was almost a stone and a half over that (230 lbs).

Anyway, by January 1st I had an accurate measurement of how much I weighed. I also knew what I wanted to weigh. I organised a strict new regime and went to work. In the past I had set similar goals which had lapsed after a couple of weeks because I had shed some fat and thought I was probably there, I was looking leanish and felt fitter! But the truth was, I had no idea how heavy I was!

Measuring my progress worked wonders. I watched the numbers on the scales get lower by the week and could see the results in the mirror (you sexy beast you!). Eventually, I got down to fifteen stone and achieved my goal!

It was the systematic measuring and accountability that made the difference.

You need to measure your progress and be accountable to yourself. If you are not meeting your targets you need to beat yourself up!!

State of a Life

Head in the clouds, not got a clue???

Let’s do a stock take. Let’s scrutinise every detail of your current financial status!

We need to measure where you are now. If we do this together, today, you will be able to plan out how to get to where you want to be.

For this exercise we will not be taking into account your partner’s income. This is about you; you are an individual and should not be reliant upon others. Your partner’s income is a bonus!!!

As usual, you need to fill in the blanks; as usual make sure you do it

Fill in the table.

Please note that I have tried to include all expences in your life but different countries have different outgoings for example, in the UK there is a council tax which is 'supposed' to pay for the public services. In the USA I think you pay a yearly housing tax. If I have missed something place that expence in the 'Miscellaneous' box

What is your TOTAL income after tax? That means everything, all your little deals on the side, everything, child benefits, state benefits.... (don't worry -this page isn't monitered by The Machine!)

Ouch!

Has that come as a bit of a shock? My hat fell off when I did mine. Just my basic fixed costs were more than my salary!

I didn’t have a hope of ever breaking free. Every day I worked in my job I was getting further into debt. The noxious stench of black tar was beginning to stick in the back of my throat.

The deeper you get into debt the more interest you pay on those debts and the harder life becomes.

It’s a gruesome, ugly, downward spiral.

To give you an idea of how I felt about being taken advantage of when I owed money I’d like to reproduce a letter I sent to my bank manager - it’s pretty self explanatory and I’m sure you’ll get the point ... and yes, I really did send it!!!

I know some of you will be quite happy with the stock take - we have some pretty wealthy followers!

Everyone has their own personal reasons for reading Omniscience but mostly it’s
because they want bigger and better lives. They are not content NOW, therefore they need to know what they are not content with, and then decide what will fill the void.

I am also fully aware that for many members loads of money stashed in the bank is not their ultimate aim - mostly it is the things money buys ...You still need the money in the first place!

We have established two things:

1. How much money you need now to simply maintain your current lifestyle
2. If you are earning enough to maintain it!

It’s no good hoping things will improve, that next month something will come along and you’ll be able to pay off your bills. I have said it before and I’ll say it again: Action is the key!!!

In the next few minutes you are going to make some more life-changing decisions.

I would imagine there is a large difference between (a) and (b), between what you need to
survive and maintain your current way of life, and what you want.

These next few paragraphs are probably going to depress you a little!

Read them then pick yourself up, brush off the dust and be spurred into action.

Have you any idea how much money you need just to be able to relax a little???

I had no clue, and when I worked it out I don’t mind admitting it depressed me!

It is a huge amount of cash - but, if you’ve taken on board what I said in the last modules, you’ll see this as a challenge and break the task down into small, everyday, achievable chunks.

The figures I am about to give are based upon what is available if you do your homework. I’ll take 10% annual interest on the banked lump sum we need to invest, which is not always easy to achieve and virtually impossible in the high street.

As a reader of The Omniscience Principle you will learn that I urge you to seek out higher returns on investments than average, but for the purpose of this illustration we’ll go with what is readily available to everyone.

It is not too difficult to get a return of 10% on anything over £100,000/$150,000. So to generate an average salary of £20,000/$30,000 - £25,000/$35,000 per year you’ll need £250,000/£350,000 clear cash!

A cool quarter of a million pounds, (Around $350,000 US!) ...

Whhhooooooaaaaa!!!

And that’s just to have a little bit of a life!!!!

Imagine trying to save that amount of cash – after expenses – from a salary.

You should also find that an income generated by the cash of £25,000/$35,000 per annum will go a lot further because you will want to aim to have paid off your mortgage too, but £250,000/$350,000 cash in the bank will only return an average salary.

What do you think???

Pretty scary stuff eh?

I used to think that £1 Million/$1.5 Million would service a pop star lifestyle - it doesn't even scratch the surface these days, not even close!

Just my house in the Forest would set you back a lot more than that! Then there's the villas, the school fees, the wife!

I got another shock there whilst sorting out new life insurance. I have three kids and we worked out that their education was going to cost a cool £300,000/$450,000 over the eighteen year term!!!

I was not a happy chap I can tell you. Then there's the holidays, the cars, my yachts, my Breitling watch was £3,500/$5,000 for God's sake, then there's the Franck Muller (look them up - nice watch). It goes on and on and on and on ...

A million will give you a better life than most but I really feel you need to be aiming for £10,000/$15,000 per week with no mortgages and a clear £4 Million of readily available cash - really, really scary eh!

But not unsurmountable! You'll be pleased to hear that Stelios of Easy Jet fame reckons that anything over £10 Million personal wealth is "vanity!" so there is a limit...

A truly sobering thought for you ... It is achievable, I promise. If I can do it so can you. And at this moment in time I am well on my way. (Yes, still on the road with you!) I look forward to the post script here when I can scribble down, through the hangover from the massive celebration, 'I made it!'

You can do it and all you have to do is copy and use everything I'm giving you right here, in this moment right now, AND KEEP GOING!

This may sound impossible today, but over the coming months I’ll show you how it has been done many times over by ordinary people just like you, and how you will be able to achieve it.

ACTION.

You know where you are; you know how much you need.

The Omniscience Principle and System Ultra K are giving you opportunity after opportunity to get it.

Have you made your decision?

Write it down.

I need ................ per month to maintain my current lifestyle

I need ................ per month to live life the way I want

I will be earning ................ monthly by month ................ Year ................

‘Things are getting better, money is coming faster, and life is getting easier.’

Point Zero